The Basics of Baccarat


Baccarat is a fascinating casino game that’s making its way to casinos across the United States. Its elegance and simplicity have made it a favorite among high rollers.

In a baccarat hand, the aim is to get a total closest to nine. Picture cards and Tens are worth zero points, while cards numbered from 2-9 have their face value and aces count as one point.

Game rules

Baccarat is one of the easiest casino games to play. Players place their bets on either the Player or Banker hand. Once the cards are dealt, the winner is determined by whose total is closest to nine. Cards two to nine have face value, while tens count as zero. If a hand totals more than nine, the first number is dropped. If a Player or Banker hand wins, the winning bets are paid out before a new round begins. If neither the Banker nor the Player win, a tie is declared.

The game also has several side bets, with the most popular being the Dragon 7. This is a wager that the Banker will win with a three-card hand that totals seven. It pays out 9:1 and is available at online casinos and live dealers. There are also positive and negative progression systems. The former increases the bet size after each win, while the latter decreases the bet size after a loss.


Baccarat is a game of chance and, as with all casino games, there is always a house edge. However, this does not mean that winning a hand is impossible. In fact, players can increase their odds by placing side bets. These bets add an element of complexity to the game and can be placed alongside the Banker, Player, and Tie wagers.

In baccarat, the Player Pair and Banker Pair side bets pay out if the starting hand of the player or banker is a pair. The payouts for these bets vary depending on the baccarat variant and table. In some cases, the Banker Pair bet pays out a higher payout than the Player Pair bet. However, these bets are subject to a 5% commission. This small taking is how casinos make money and helps them cover their operating expenses and new game development costs. The commission also reduces the payout odds for a winning player or banker bet.


The payouts on baccarat vary considerably depending on the outcome of a hand. Those who bet on the winning player hand receive 1 to 1 payment, while those who bet on the winning banker get 95% of their stake. However, these odds can be affected by the house edge, which is around 1%, and the commission on winning bets.

Players can also place side bets in baccarat, which pay out based on the poker value of the winning hand. A suited King and Queen, for example, pays 25:1 while a Dragon 7 wins 40:1. These side bets are available at some land-based casinos and online.

Players should always be aware of the house edge, which is how casinos make money. The house edge varies between game versions and casino sites, but it is usually around 1%. Using a good stake management strategy can help players reduce this advantage. This includes setting a limit on how much to wager per session.


Baccarat has numerous variations, but all follow the same basic rules. While the objective remains to bet on the player or banker hand that will come closest to 9, each variation comes with its own unique rules and additional side bets.

EZ Baccarat, known as No Commission Baccarat in the US, is a variation of the traditional game that removes the house’s 5% commission on winning banker bets. This game follows the same rules as conventional baccarat, but it also offers different payouts and a new side bet called Super 6.

Other Baccarat variations include Control Squeeze and Mini-Baccarat. These games use smaller tables, and they feature two cards for the player and banker instead of three. Moreover, they pay out more quickly. This allows players to change their bets faster and minimize their losses. However, it is important to know how much money you can realistically bet before you play a baccarat variant. This will help you avoid losing all of your winnings.