Baccarat – A Simple Game of Chance


Baccarat is a simple game of chance where the hand closest to 9 wins. It’s an easy slow-paced game that Ian Fleming took a liking to, incorporating it in his famous fictional character James Bond.

Eight 52-card packs are shuffled together and dealt by the croupier from a dealing box called a shoe. The table has numbered areas for player and banker bets.

Game rules

Baccarat is a game of chance and luck that can be played by up to 14 players in a roped-off area (the baccarat pit) at a single table. A number of standard 52-card decks are shuffled together and each card rank is given a numeric value. The face cards (Jacks, Queens, and Kings) and the 10s equal zero points while Aces are worth one point. All other cards are valued according to their pip value, with the exception of hands that total more than nine. For these hands, the first digit is dropped.

After the two hands are dealt, they’re compared and whoever’s hand is closest to a total of 9 wins. Bettors can bet on either the Banker or Player hand, or on a tie. Winning bets are paid out, while losing wagers are collected by the dealer. In some cases, a third card may be drawn for either the player or banker hand.


Baccarat (or chemin-de-fer) is a game where the only thing that matters is which hand gets closest to nine points. There are three different types of bets in baccarat: Player hand bets, Banker hand bets, and Tie bets. If neither the Player nor the Banker hand has a natural, the game ends in a tie and all bets are returned.

Players get from seven to 14 seats at a table and place their bets in one of two betting areas. A deck of cards is dealt to each hand. Picture cards and Tens are worth zero points, cards numbered from 2-9 have their face value, and the Ace is worth one point.

A winning Player hand bet qualifies for a 1 to 1 payout, but the casino will add a 5% commission to this total. This is how casinos earn their profits and pay for things like new games and employee wages. This small taking is the casino’s house edge.


Payouts in Baccarat vary depending on the type of bet placed. The ‘Player’ and ‘Banker’ wagers have the same payout percentage, while the ‘Tie’ bet pays out 8:1.

The object of baccarat is to win by getting the hand that is closest to nine without going over. In baccarat, all cards have a value that is determined by their pips (the dots on each card that represent clubs, diamonds, hearts, and spades). Face cards are worth zero points and aces are worth one point.

Players can also make side bets in Baccarat, although these are not guaranteed to win and they can vary from casino to casino. For example, the Dragon 7 side bet pays out 30:1 on a three-card hand that totals 8. There are also Big and Small Bets that are based on four, five, or six-card hands. The payout on these bets varies, and can range from 2:1 to 1:1. These bets are optional and can add to the game’s excitement.


Baccarat is one of the most popular casino games in the world, but it’s still a game of chance. It’s important to follow good bankroll management and be aware of the house edge in order to minimize losses. Using positive progression systems that increase the bet amount after each win and reduce it after a loss is one of the best ways to manage your bankroll.

Another strategy involves the use of the Fibonacci sequence to determine the size of your next bet after a loss. This system is similar to the Martingale, but it’s less damaging to your bankroll.

It’s also important to know the rules of baccarat, including the maximum total a hand can reach. This is based on the value of the two cards. For example, a nine and an eight would count as fifteen points. If the sum of the cards exceeds nine, players must subtract ten or drop the first numeral to get their new total.